Private Real Estate Lending for Massachusetts Investors
Fund Your Next Real Estate Investment With No Upfront Capital
Fast, Reliable Capital for Fix & Flips and Long-Term Rentals
From classic triple-deckers in Boston, Cambridge, and Somerville to revitalizing opportunities in Worcester, Springfield, and Lowell, Massachusetts offers a deep pipeline of inventory for investors who can move quickly. Here at Residential Capital Partners, we provide 100% financing for qualified borrowers, covering purchase and rehab up to 75% of ARV with no money down. Our unique approach and lending model allows our borrowers to act decisively and scale with confidence.
Whether you’re flipping single-family homes or building a long-term rental portfolio, our process and programs are built for speed and smart execution.
Why Investors in Massachusetts Rely on ResCap
At Residential Capital Partners, we’re more than a private money lender, we’re real estate investors ourselves. As such, we understand what it takes to compete in a tight market and have built our lending model to move as fast as your deals do.
How we help you win:
- No-money-down, 100% financing up to 75% of ARV for qualified borrowers
- Fast approvals
- Flexible loan terms to match your project timelines and needs.
- Practical guidance for Massachusetts projects (older systems, energy upgrades, code requirements)
Massachusetts Investment Loan Programs
Fix and Flip Loans
Bring dated homes up to today’s standards. From refreshing a Somerville rowhouse to targeted rehabs in Worcester, Lynn, and Haverhill, our short-term capital helps you buy, renovate, and sell quick in a fast-paced Massachusetts market.
Long-Term Rental Property Loans
Build a strong portfolio of real estate assets in markets anchored by world-class universities, hospitals, and tech/biotech. Areas like Boston/Cambridge, Newton/Waltham, Quincy, and strong commuter corridors along I-90/I-93/I-95/Route 128 carry strong profit potential for savvy real estate investors. Our rental property financing makes it easier to buy, hold, and optimize SFR assets in supply-constrained neighborhoods.
Bridge Rental Loans
Need short-term flexibility while you season a property or transition to permanent financing? Our bridge loans deliver the speed and working capital to keep your projects and goals on track.
Private Lending Serving All of Massachusetts
- Boston
- Cambridge
- Somerville
- Worcester
- Springfield
- Lowell
- Lawrence
- Lynn
- Brockton
- Quincy
- Newton
- Waltham
- Framingham
- Haverhill
- Fitchburg
- Peabody
- New Bedford
- Fall River
- Salem
- Plymouth
- …and other areas across the state.
Why Massachusetts Is a Smart State for Real Estate Investors
Massachusetts combines high demand with limited for-sale inventory, driven by a concentration of education, healthcare, and innovation-economy jobs. Older housing stock creates natural value-add opportunities for skilled house flippers, while well-located rentals benefit from strong occupancy and premium rents. Smart upgrades like work-from-home-friendly layouts, modern kitchens and baths, and energy efficient upgrades help investors capture higher rents and sell faster across city and suburb alike.
Ready to Move on a Massachusetts Opportunity?
If you’re serious about growing in Massachusetts, you need a lender that moves as quickly as you do. At Residential Capital Partners, we deliver speed, transparency, and 100% financing up to 75% ARV so you can buy confidently and build long-term value across the Commonwealth.
Apply now or schedule a quick call to learn how we can help fund your next deal in Massachusetts.
